Home Buying Hack: Buy Down Your Interest Rate and Save Hundreds on Monthly Mortgage
Автор: Jenn Smira & Co.
Загружено: 2023-11-02
Просмотров: 111
We're sitting down with Patti O'Connor, a loan officer at IntroLend Capital Mortgage, to explore an innovative solution to save hundreds on your monthly mortgage – the 2-1 buydown. In today's competitive real estate market, finding creative ways to afford the home you desire is essential, especially in a high-interest rate environment.
Patti explains how the 2-1 buydown works, with sellers providing a 2.375% credit that's distributed over two years to reduce your monthly mortgage payments. Using a real-life example, we break down the cost-saving potential of this strategy, showcasing the tangible benefits for both buyers and sellers.
This video simplifies the complex process, making it easy to understand, even if you're new to the world of real estate. Patti shares her expertise on guiding buyers through the process to make it as seamless as possible.
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Table of Contents:
0:00-0:20 - Intro
0:21-1:05 - How 2-1 Buydown Works
1:06-1:54 - What Happens After 2 Years
1:55-2:38 - How Lender Guides You
2:39-2:58 - Where to Begin
2:59-3:16 - Outro
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