The 5 BIGGEST LIES Told About The State Pension (RANT)

For decades, we were promised that if we worked hard, paid into the system, and played by the rules, we’d be looked after in retirement. But what if everything you thought you knew about the UK State Pension was wrong?

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In this eye-opening video, I expose the 5 biggest lies we've been told about the State Pension — misinformation that could be costing you thousands of pounds and a secure retirement.

From believing that 35 years of National Insurance guarantees the full pension, to thinking that the Triple Lock will protect you from inflation, I break down the myths, the legal loopholes, and the financial sleights of hand that are affecting millions of future and current pensioners.

What You’ll Learn:

Why working your whole life doesn’t mean you’ll get the full State Pension
The harsh truth that the State Pension is a benefit, not a right — and what that really means
How the State Pension age is quietly rising, with proposals to take it to 68… or even 71
Why the Triple Lock isn’t as secure as it sounds — and how it could be scrapped
The shocking reality that the State Pension alone isn’t enough to live on

Includes Analysis of:

UK Government spending and pension costs
National Insurance shortfalls and contracted-out years
Real inflation experienced by pensioners (aka “silver inflation”)
Data from the Joseph Rowntree Foundation, PLSA, ONS, and IFS
The growing threat of means-testing and future policy changes

Whether you’re approaching retirement, already retired, or decades away, this video is your essential guide to understanding the real risks surrounding the UK State Pension — and how to protect yourself.

This is more than just policy — this is your future.

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Watch Next: ▶️ How 35 Years of NI Doesn’t Guarantee a Full Pension
▶️ Why the Triple Lock Could Become Means-Tested

💬 Share your thoughts below — have you been caught out by any of these myths?

CHAPTERS

00:00 Introduction
02:12 Lie #1 35 years NI is enough
03:58 Lie #2 The state pension is a right
05:46 Lie #3 The state pension age won't increase
06:47 Lie # 4 The triple will protect against inflation
07:58 Lie #5 The state pension is enough to live on

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#pension #pensioncrisis