Your Money Is NOT in the Bank | How Banks Really Create Money

Ever wondered what really happens to your money after you deposit it in a bank? Most people believe banks simply store cash and lend it out to others. But the truth is far more surprising.
In this video, we explain how banks actually create money through lending, why your deposits are not the source of new loans, and how the modern banking system truly works. You’ll learn the real meaning of fractional reserve banking, why economists say “loans create deposits,” and what actually limits a bank’s ability to lend.
We break down complex banking concepts in a simple, easy-to-understand way — including bank reserves, central banks, liquidity, capital requirements, bank profits, and why bank runs and financial crises happen.
If you’ve ever been confused about how money is created, how banks work, or where your money really goes, this video will completely change how you see the financial system.
👉 Watch till the end to understand the biggest myth about banking.
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