Roof Age Matters When It Comes To Insurance

If your roof is older than 10 or 15 years old changing insurance companies can be quite challenging.

Roof age plays a crucial role when it comes to home insurance because insurers view it as a key factor in determining risk. Older roofs are more prone to damage from weather events like wind, hail, or heavy snow, which increases the likelihood of insurance claims. As a result, many insurance companies may either refuse coverage or charge higher premiums for homes with older roofs. In contrast, newer roofs often qualify homeowners for better rates or even discounts because they are seen as more resilient and less likely to require repairs. Maintaining a roof’s integrity and keeping it updated can also prevent costly issues and make it easier to secure comprehensive coverage.

If you would like to discuss your options fee free to give us a call.

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