理財投資 新手教學101 ｜美國北一女校友基金會 理財系列講座

#投資理財

11月 Abaf Millennials 理財講座請來華爾街美國銀行的金融投資顧問劉秀枝學姐為投資小白講解理財的基礎概念，內容包含投資的目的與種類、短期與長期的投資方法與資產配置、以及投資風險的類型等等。
想要藉由投資增加被動財富但卻不知如何入手嗎? 快來看看11/20的理財講座，幫助你踏出第一步吧!

【講者介紹】：
劉秀枝女士，1977 北一女校友，台大畢業、公費留美，哈佛大學生物醫學博士、康乃爾大學醫學院副教授、Immune Target生技公司創辦人。任職華爾街美國銀行的金融投資顧問。擁有 CFA 執照，「證券業務人員」證照，以及「投資顧問」證照。

Chapters:
00:00 Introduction
01:31 Agenda and Topics
07:03 Purpose of Financial Planning
11:30 Different Types of Investments
14:15 Performance of Various Asset Classes
21:42 Power of Compounding
24:31 Asset Allocation
27:00 Investment Strategies
34:14 Dangers of Market Timing
37:16 Investment Strategies (Professional)
39:01 Risk Management
39:35 Summary
43:19 Q What to do with dividend, reinvest or cash? why?
44:52 Q For young adults, what to do for retirement accounts?
45:40 Q Your thoughts on NFT and crypto?
48:20 Q Your thoughts on real estate investment?
51:00 Four Pillars for Financial Planning
54:13 Recommendation for 25 yr-olds
55:40 How to allocate budget?
57:17 When can you retire?
1:00:54 Retirement Accounts and IRS Contribution
1:03:47 Recommendation for Stock Allocation
1:05:55 Recommended Stock and Bond Funds
1:10:05 Final Comments
1:12:55 Q&A