Will Your $650k Portfolio Survive A Market Crash? Will You Outlive It?

If you are watching this video I am sure it’s because the thought of a market crash has crossed your mind recently. News headlines seem to be filled with jargon around “when will the market crash?”, “when will this rally end?”, “How will tariffs impact the market?”, “How should we be thinking about credit?”, and “is there a correlation between present day and the late 1920s and 1930s (The Depression).” And these are great questions to be asking. With that in mind, it’s crucial to not let your emotions get the best of you. This is where planning for your future/retirement comes into play.

In this video, we will walk through a couple who is looking to retire in the next few years with a $650k portfolio. For them, a market crash or outliving their retirement is top of mind. We show you how properly planning ahead of time can help alleviate these thoughts and emotions. We go through a Stress Test and analyze 1) What if equity markets drop 20% or 30%, 2) What if you live 5 years or 10 year longer?, 3) What happens if asset return is lower?, and more.

Creating a plan that is goal-centric is essential. Ultimately, your investments are the vehicle, and your plan is the roadmap, to help you achieve those retirement goals.

======================

👉 Create Your Free Retirement Plan:
https://www.carothersrockwell.com/pla...

======================

🗓️ Want personalized support?
👉 Schedule a Strategy Call:
https://www.carothersrockwell.com/#Co...

======================

🔔 Subscribe for more retirement planning content:
   / @zachcarothers  

======================

🤝 Connect With Zach:
LinkedIn:
  / zachcarothers  
Facebook:
  / 61560844877926  
Instagram:
  / planwithzach  
X (Twitter):
https://x.com/advisorzach

======================

⏱️ Timestamps:
00:00 – Will Your $650k Survive A Market Crash? Will You Outlive It?
01:07 – Plan Overview
02:22 – Initial Retirement Analysis
02:36 – How to Think About A Stress Test
03:43 – How Allocation Can Impact Your Plan (Current Allocation)
04:08 – How to Stress Test Your Plan
04:11 – What Happens If Equity Market Drop Suddenly?
04:24 – What Happens If You Live 10 Years Longer?
04:36 – What Happens If Your Social Security Benefit Drops By 60%?
05:12 – How To Analyze Your Withdrawal Rate
05:45 – How Does Retiring Earlier And Asset Allocation Impact Your Plan?
06:45 – Can They Retire Early And Spend More In Retirement?
08:05 – What Happens If Asset Return Drops By 3%?
08:30 – Summary & Thank You – Create Your Free Retirement Plan

#retirementplan #stresstestyourplan #retirmentmarketcrash #longevityrisk #stresstest