₹1.4 करोड़ की पॉलिसी, फिर भी ₹61 लाख का क्लेम रिजेक्ट?.What is the Permanent solution!

₹1.4 करोड़ की पॉलिसी, फिर भी ₹61 लाख का क्लेम रिजेक्ट?.What is the Permanent solution!
Description:
In this eye-opening video, we expose the harsh reality behind a ₹61 lakh health insurance claim rejection by Niva Bupa—despite the customer holding a ₹2.4 crore policy. Mr. Chandra Kumar Jain, battling Myeloid Leukemia, was denied cashless treatment due to a pricing dispute between the hospital and the insurer. While both parties argued over tariffs and MOUs, the patient’s family was forced to arrange ₹61 lakh in cash during a medical emergency.
This isn’t just one case—it’s a systemic failure.
We dive deep into how insurance companies and hospitals often play blame games, leaving innocent customers to suffer. Every year, millions pay premiums faithfully, only to face rejection when they need help the most. Meanwhile, insurers spend crores from customer funds on foreign trips, luxury conferences, and executive perks.
What’s the permanent solution?
Only strong regulatory reform by the Indian government can fix this broken system.
✅ Insurance must be treated as a no-profit service, with profit caps at 10%
✅ CEO and employee salaries must be regulated—equal to agent commissions
✅ All hospitals must follow standardized treatment tariffs set by a central health regulator, just like SEBI does for financial markets
✅ Foreign trips funded by customer premiums must be banned
✅ Real-time claim transparency and grievance redressal must be mandatory
This video is a call to action—for accountability, ethics, and reform.
Share this video. Raise your voice. Demand change.
Because next time, it could be you or someone you love.
#HealthInsuranceScam #NivaBupaExposed #HospitalRegulation #InsuranceReform #SandeepSpeaks #MedicalJustice