Invest or Pay Off Your Loan? The F² Rule

#personalfinance #investing #money
Everyone asks the same question once they get a mortgage:
Should I pay it off as fast as possible… or invest that money instead?

In this video, we break down the real math behind investing vs paying off debt — with real numbers, real risks, and real-life psychology. Using a $500,000 mortgage at 7% and a $1,000 monthly extra payment, you’ll see exactly what happens if you:

• Invest the extra money
• Use it to crush your mortgage
• Split it using the F² Rule (Freedom Fund Rule)

You’ll learn why early mortgage payments barely touch your balance, how compound interest really works, and why “average returns” can lie to you. We’ll also talk about sequence of returns risk — the silent killer of financial plans — and why a guaranteed return from paying off debt is more powerful than most people realize.

This isn’t guru math. This is real-life money.

The F² Rule shows you how to balance peace of mind with wealth building — so you don’t just end up rich on paper, but actually feel free in real life.

In this video you’ll discover:
– Invest vs pay off mortgage: what really wins
– Why banks love 30-year mortgages
– How to get a guaranteed 7% return
– How to avoid financial stress and regret
– How to design your own version of financial freedom

There is no “one right answer.”
There is only the right answer for you.

Watch until the end — the final question will change how you think about money forever.

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