Investment Options in Germany for Beginners (& Why You Need to Act Now)

What investment options are available specifically in Germany? Should you save and invest your money or can you rely on the German pension fund after retirement? I provide an overview of investment options for students, graduates, and expats living in Germany. Maybe you never heard of some options like Riester and Rürup. But I also provide comments about investing in bank deposits, real estate, and the stock market in Germany. Also, check out the following links regarding the different subtopics. Happy investing!

Here is a pension gap calculator to find out how much you may need in addition to your pension (in English): https://www.bvi.de/en/services/calcul...

Here are online calculators from the German Pension Fund with which you can estimate your pension (in German): https://www.deutsche-rentenversicheru...

Here you can compare the interest rate for money in bank deposits: https://www.check24.de/tagesgeld/

The official website with information about Riester: https://riester.deutsche-rentenversic...
Here you can compare Riester contracts: https://www.check24.de/riester-rente/
Here you can compare Rürup contracts: https://www.check24.de/ruerup-rente/

An example of a crowd-investing platform for real estate (careful, high-risk investment!): https://de.bergfuerst.com/

Here you can compare brokerage accounts depending on your estimated order size per year: https://www.verivox.de/depot/

Here you can compare liability insurances: https://www.check24.de/privathaftpfli...

A video about how to get money back for education:    • Get Your Study Expenses Back (Tax Return E...  
A video about a fatal spending habit that keeps us from saving enough money:    • The One Habit After College That Will Keep...  

Finanzfluss is IMO an excellent YouTube channel about finances. Check it out if you speak Germany:    / finanzfluss  

📸 Instagram -   / studyfox_channel  

00:00 - #1 Intro
00:36 - #2 Is it Necessary to Invest in Germany?
02:04 - #3 Deposits
03:17 - #4 Subsidized Pension Funds
05:57 - #5 Real Estate
09:25 - #6 Other Asset Classes
11:37 - #7 Investing in Yourself
12:12 - #8 Paying Off Depts
12:32 - #9 Insurance
13:13 - #10 Some Advice