Timeline to Foreclosure in California... GET SMART!

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Joshua Sternberg of Sternberg Law Group breaks down the California foreclosure timeline to help homeowners understand how much time they actually have before losing their homes. In California, missing one mortgage payment doesn’t trigger foreclosure. Generally, it takes about 201 days (around 6–7 months) from the first missed payment to a foreclosure sale — 90 days of missed payments, 90 days for the Notice of Default, and 21 days for the Notice of Sale publication.

Homeowners can extend this timeline further using laws like AB 2424, which grants 45-day postponements when submitting a listing agreement and another 45 days with a valid purchase agreement — stretching the timeline to about 290 days. Filing a loan modification or bankruptcy can delay it even longer, often giving up to a year or more to resolve financial hardship or save the property. Sternberg emphasizes: don’t panic, get informed, and contact a qualified attorney early to strategize and protect your home.

For help, contact Sternberg Law Group at (310) 270-4343 or visit SternbergLawGroup.com.

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#sternberglawgroup #foreclosureattorney #mortgageattorney #bankruptcy #loanmodification Disclaimer: The information provided in this video is for general informational purposes only and is not intended to be legal advice. Viewing this video does not create an attorney-client relationship. If you require legal advice, please consult a licensed attorney in your area