Retire Early in India - 3 Bucket Strategy | Concept of FIRE | Calculators & Sheets included

📌 Sample retirement calculation sheet - https://docs.google.com/spreadsheets/...
📌 Free Mutual Funds Crash Course -    • Mutual Fund Crash Course – 5 Minute Wale L...  
📌 Two Bucket Strategy Calculator - https://retirewithrohit.com/calculato...
📌 Three Bucket Strategy Calculator - https://retirewithrohit.com/calculato...
📌 SWP Calculator Sheet - https://docs.google.com/spreadsheets/...
📌 Inflation calculator - https://retirewithrohit.com/calculato...
📌 Step up SWP Calculator - https://retirewithrohit.com/calculato...

Retiring early has always been a dream for many of us, but the big question is – how do we actually make it happen in real life? In this video, I take you through a no-nonsense and practical approach to early retirement planning in India, based on real historical stock market data, expenses, and investment strategies. This isn’t just theory, but a detailed plan that anyone can follow to calculate their own retirement corpus and achieve financial freedom. 🌅

From understanding the concept of FIRE (Financial Independence, Retire Early) to calculating how much money you’ll actually need, and finally to the right investment strategies – I’ve covered everything step by step. Whether you’re in your 20s, 30s, or 40s, this guide will help you figure out your own unique early retirement target and the lifestyle you want to build after financial independence.

Along with this, I’ve shared the importance of emergency funds, why the usual SWP calculators can fail, and how a 3 bucket strategy is the most realistic way to ensure your retirement corpus never runs out. By the end of this video, you’ll have a clear road map on how to start investing, how much to save, and how to retire on your own terms in India.

✨ Here’s what you’ll find inside the video:

✅ What is FIRE & why early retirement is gaining traction in India
✅ Different types of FIRE – Lean, Fat, Barista & Coast FIRE
✅ Retirement corpus calculation using current & future expenses
✅ Why 3 bucket calculators are more reliable than SWP calculators
✅ Investment strategy needed for early retirement in India
✅ Emergency fund planning and practical money management steps

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⚠️ Disclaimer:

Rohit Tripathi is registered with SEBI as an Individual Research Analyst vide Registration number INH000022543 dated August 6, 2025, and provides Research Analyst services to his clients. The content shared here is purely for knowledge purposes and should not be treated as investment advice or opinion of any kind. Neither Rohit Tripathi nor any associated marketing agents shall be held liable for losses incurred by viewers acting upon this content.

Investments in securities are subject to market risks, and investors are advised to read all related documents carefully before investing. Registration granted by SEBI and certification from NISM do not in any way guarantee the performance of the intermediary or assure returns.

Any views or suggestions expressed on specific positions must not be considered as advice, and Rohit Tripathi shall not be liable for any losses arising from reliance on such opinions. Further, no representation, warranty, or guarantee is made regarding the accuracy, completeness, or timeliness of information (including news, prices, statistics, or analysis) provided, and no liability shall arise for any decision made on such information. The securities mentioned are only for illustration purposes and are not recommendatory.


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⏱ Timestamps:

00:00 - Intro
00:43 - Concept of FIRE
05:38 - Retirement Corpus Calculation
11:41 - Investment Strategy
16:37 - Emergency Funds
18:18 - Steps to Retire Early
20:21 - Problem with Basic SWP Strategy
22:58 - Bucket Strategy
25:52 - 3 Bucket Strategy
30:00 - What about Marriage, House & Kids Education?
30:50 - Conclusion

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Resource Credits - Canva Pro, Envato Elements, PixaBay, PixaHive.
Research Tools - Screenr, TickerTape, Groww, Google Finance, and Google News
AI Tools for Graphics - ChatGPT Plus, Gemini Pro, Envato, Canva
Video Edited by - PixaHive Studios (WhatsApp - 8284056576)
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