Why Many Indians Skip Mutual Funds for Retirement | Ajit Menon Says Mindset Must Shift

Many Indian investors still see mutual funds mainly as a tax saving option instead of a core part of long term retirement planning. In this episode of Simple Hai, Ajit Menon, Senior Advisor, PGIM India AMC, explains why this mindset continues. He talks through how income linked regulations, traditional saving habits and limited retirement focused awareness impact investor behaviour. This discussion becomes important as more Indians look for reliable ways to secure their financial future.
Viewers will understand the gap between how mutual funds are perceived and how they can actually help build a retirement corpus. Ajit Menon shares insights based on industry experience, while host Vivek Law guides the conversation to help viewers make better informed decisions. The episode breaks down misconceptions, highlights practical considerations and explains what needs to change for retirement planning to become more effective in India.

Watch the full episode here:    • Are You Using Mutual Funds the Right Way? ...  


#SimpleHai #VivekLaw #AjitMenon #PGIMIndia #MutualFunds #RetirementPlanning #IndianInvestors #PersonalFinanceIndia #LongTermInvesting #RetirementCorpus #MutualFundInsights #FinancialPlanning #WealthCreation

Distribution Partner: Free Press Journal

Welcome to Simple Hai! Our goal is to make complex financial topics Simple to understand. Hosted by Vivek Law, an expert with over 30 years of experience in financial journalism, we talk about everything from personal finance and investments to retirement planning. We interview successful people and industry leaders to bring you practical tips and real-life stories. Subscribe now to learn how to manage your money better and make smart financial decisions.

Connect with us
Website: https://thesimplehaishow.com/
Instagram:   / thesimplehaishow  
LinkedIn: https://www.linkedin.com/company/the-...
Facebook: https://www.facebook.com/profile.php?...
Twitter / X: https://x.com/SimpleHaiShow
Spotify: https://open.spotify.com/show/3Py6fnz...

Connect with Vivek Law
Instagram:   / vivek.law  
LinkedIn:   / vivek-law-618322ab  
Facebook:   / vivek.law.9  
Twitter/ X: https://x.com/VivekLaw

Disclaimer:
The content of this video is for informational and educational purposes only. Simple Hai! does not provide financial, legal, or medical advice. The views expressed in this video do not necessarily reflect the official policy or position of Simple Hai! and Simple Hai! is not responsible for the opinions expressed by the guests. Always seek the advice of a qualified professional with any questions you may have regarding a specific matter.