How two graduates coded a fintech unicorn: The Razorpay story I Ft. Harshil Mathur

In this episode, Dev Khare, Partner at Lightspeed, and Harshil Mathur, CEO and Founder of Razorpay, explore the incredible journey of how Razorpay became one of India’s leading fintech companies.

Starting in 2014 as a simple payment gateway, Razorpay transformed digital payments for Indian businesses, helping SMEs and startups accept online payments easily. Today, it’s a full-stack financial solutions provider, offering neo-banking, lending, payroll services, and more. With its easy-to-use APIs, strong security, and innovation, Razorpay rapidly earned the trust of customers, achieving unicorn status in 2020. Now, it’s the go-to payment solution for businesses across India.

Tune in to discover the story behind Razorpay’s meteoric rise and how it’s shaping the future of fintech in India.

#LunchbreakwithLightspeed #StartupJourney #FoundersPodcast #StartupIndia #razorpay #Fintech #DigitalPayments #TechForBharat

Chapters:
00:00–00:59 - Trailer
01:00–01:22 - Introduction
01:24–08:03 - Rationale Behind Building Razorpay
08:04–15:33 - Finding the Right Niche - Education vs Startups
15:34–21:29 - Creating a Brand - Speed and Visibility as Strategy
21:30–26:59 - Solving More for the Same Customer
27:00–29:55 - Build vs Buy – Why M&As?
29:56–38:04 - Why the Right Investors Matter?
38:05–44:29 - Transparency for Building Long-Term Trust
44:30–49:50 - Building a Conducive Workplace Culture
49:51–53:37 - Shining Stars of India’s Digital Economy
53:38–56:01 - India to the World - Fintech Opportunity
56:02–56:29 - Closing


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(Disclaimer: The content here does not constitute an offer to sell, or a solicitation of an offer to buy, any securities. The views and opinions shared by guests are entirely their own and do not necessarily represent those of the podcast or its creators. These perspectives are expressed within a specific context and should not be taken out of that setting or interpreted as universally applicable. This content is intended solely for informational and/or entertainment purposes and should not be relied upon as professional advice - financial, business, regulatory, investment or otherwise. Neither the hosts, producers, nor any affiliated parties assume any responsibility or liability for actions taken based on this content)