Pivotal Moment for Mortgage Rates

Mortgage rates are at a critical point, and where they go from here could have a major impact on the entire housing market. In this Monday Market Update, our mortgage experts break down what today’s rate environment means for buyers, sellers, and real estate professionals.

We review the key economic news from last week and what’s happening this week that could influence mortgage rates, share updated Fed rate cut predictions looking into 2026, and take a close look at where mortgage rates are sitting right now. This episode helps put the current market into context and explains why this moment matters more than most.

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UMortgage NMLS# 1457759
00:00 Introduction
02:10 Last Week's Rates
03:01 Last Week's Economic News
04:18 This Week's Economic News
06:26 Fed Funds Rate
10:29 Mortgage Rates
13:15 Why Are Markets Responding this Way