4 Car Finance Tips South Africa (Watch Before You Sign)

4 Car finance tips South Africa – learn how to avoid bad balloon deals, lower your monthly instalment, and save before you sign at the dealership.

Manage your money like the 1% and grab your FREE Money Master PDF here 📈💼 👉🏼 : https://propertyaskekow.com/moneymaster/

Buying a car in South Africa is expensive – but you don’t have to overpay for the next 5 years. In this video, I break down car finance tips South Africans can use before they sign anything at the dealership: from balloon payments and interest rates to hidden fees, insurance add-ons, and which questions to ask your bank or dealer.

You’ll see real-number examples of how one small change in interest rate or term can save you tens of thousands of rand over the life of the deal, plus a simple checklist to use before you drive off the floor.

If you’ve ever wondered “Am I getting scammed on this car deal?” — this is for you.

🔔 New here? I’m Ekow - Ex-investment banker turned legacy builder. I teach real money systems so you can invest your money wisely, especially in property.

👉🏼 Watch Next:    • How I Bought a 5 Unit Property With No Ban...  

👉🏼 Watch Next:    • Stop Overpaying for Cars! Buy, Lease, or F...  

👉🏼 Subscribe for More Tips:    / @moneytalkswithekow  

Be a Legacy Builder,
Ekow Quagraine
Legacy Builder | Property Investor | Ex-Investment Banker
📲 WhatsApp: +27 60 731 4018 | www.propertyaskekow.com

⌚️Video Time Stamps:
0:00 — Intro | Car Payment Trap Alert: ONE choice = -R48,000
0:18 — Same car, same price… different outcome(Balloon vs No Balloon)
0:40 — Move #1: Smart Deal Swap™ (The “bomb at the end”)
1:15 — The cheat-code line: what to say to the dealer (word-for-word)
1:55 — Move #2: TTCT (Monthly is a distraction, total is the truth)
2:25 — TTCT reveal: “If it’s not on paper, it’s a sales pitch”
2:55 — Move #3: Bank-First Method (Bring a quote. Don’t beg.)
3:20 — Rate loading exposed (Bank 11% vs Dealer 13% = their cut)
3:45 — Spot a loaded rate in 10 seconds (APR / annual / nominal)
4:20 — Move #4: R0 Extras Rule (Shopping cart in your contract)
4:55 — Circle THESE 3 lines (Admin / On-road / Add-ons)
5:35 — Before vs After: same car, less junk (monthly drops)
6:20 — The Pressure Trap: “It’s standard” (pen down script)
7:05 — 2-Step Checklist + Property Pot bridge + next watch

Stay Connected:
🌍 My website - https://propertyaskekow.com
📧 WhatsApp Me - +2760 731 4018
📸 Instagram -   / ekow.quagraine  
🔵 Facebook -   / ekow.quagraine  

Keywords and Hashtags:
#MoneyTalksWithEkow #CarFinanceSouthAfrica #CarPaymentTips #CarBuyingTips #PersonalFinanceSouthAfrica #EkowQuagraine #PropertyAskEkow

DISCLAIMERS:
This content is for educational purposes only and does not constitute financial advice. Investing involves risk, including potential loss of principal. Always do your own due diligence. This description contains affiliate links to support the channel at no cost to you.Thank you for your support