The wrong loan will take your WEALTH ( the best Home Loan for Home Buyers)

#homeloans #firsttimehomebuyer #homebuyeradvice

Are you thinking about buying a home but lack the necessary funds? I provide a beginner’s guide to the truth about home loans, explaining what they are, how they work, and the different types of loans available. You will learn about fixed and adjustable-rate mortgages, the components of a mortgage payment (PITI), and the various loan options such as Conventional, FHA, VA, and USDA loans. I also dive into the importance of getting pre-approved and understanding your debt-to-income ratio. Don't forget to watch the next video for detailed insights on calculating your debt-to-income ratio!

Top Resources:
~ 🗓️ Schedule a Consultation - https://calendly.com/makaylalewis-re/...
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~ 🏡 Free Guide: Understanding Home Loans 101 - https://forms.gle/cRz8pHEZzAxPK6Rd8

Timestamps:
00:00 Introduction to Home Loans
00:18 Understanding Mortgages
00:51 Components of a Mortgage Payment
02:45 Types of Mortgage Loans
03:23 Loan Terms and Options
04:29 Conventional Loans
05:23 FHA Loans
06:20 VA Loans
06:35 USDA Loans
07:25 Debt to Income Ratio
08:12 Pre-Approvals vs Pre-Qualifications
09:40 Conclusion and Next Steps

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