Smart Budget Planner for Google Sheets | Track Expenses, Save More & Pay Off Debt Automatically

Start being intentional with your money and take full control of your personal finances with this Smart Budget Planner for Google Sheets & Excel.

👉 Get the Planner here:
https://www.etsy.com/in-en/listing/44...

This is not a basic budgeting spreadsheet.
It’s a complete personal finance system designed to track, analyze, and guide your financial decisions automatically.

All you need to do is enter your transactions.
Everything else — budgets, dashboards, savings, debt tracking, net worth, bills, and recommendations — is calculated for you.

✨ WHY THIS BUDGET PLANNER IS DIFFERENT

Most budget spreadsheets only show numbers.

This planner understands your financial behavior and helps you improve it.

It includes:
• Smart financial recommendations
• Financial health & confidence score
• Automatic monthly budget creation
• Debt pressure & savings insights
• Clean, visual dashboards
• Daily, weekly & monthly guidance

It doesn’t just track your money — it guides you toward better decisions.

💸 TRANSACTIONS MADE SIMPLE

Just enter:
• Date
• Category
• Amount
• Description

That’s it.

Everything else is auto-filled and synced across:
• Monthly Budget
• Savings Goals
• Debt Tracking
• Income & Investments
• Dashboards & Charts

One transaction sheet powers the entire system.

📅 AUTOMATED MONTHLY BUDGET

• Monthly budgets created automatically
• Category-wise budget vs actual comparison
• Works for multiple months
• No manual duplication required

🎯 SAVINGS, DEBTS & BILLS

• Create multiple savings goals
• Track progress automatically
• Debt payoff timeline & horizon
• Bills calendar for upcoming payments
• Estimated debt-free date

📊 ADVANCED DASHBOARD & VISUALS

• Personal finance dashboard
• Cash flow summary
• Category-wise charts
• Budget allocation vs actual spending
• Financial health meter

🧠 SMART RECOMMENDATIONS

This is where the planner truly stands out.

• Personalized financial advice
• Alerts when spending increases
• Savings improvement suggestions
• Compliments for good habits
• Confidence score showing financial health

You always know what’s going right and what to fix.

📦 WHAT’S INCLUDED

• Smart Budget Dashboard
• Transactions Tracker
• Monthly Budget Sheet
• Savings Goals Tracker
• Debt & Bills Manager
• Income, Investment & Net Worth Tracking
• Automated Recommendation Engine
• Sample data for easy understanding

🛠️ HOW IT WORKS

1️⃣ Purchase (Instant Download)
2️⃣ Download the ZIP file
3️⃣ Open in Google Sheets or Excel
4️⃣ Enter transactions
5️⃣ Let the system manage the rest

Beginner-friendly, yet powerful.

🎥 WATCH NEXT

▶️ Full Setup & Walkthrough Video: (add link here)
▶️ How Smart Recommendations Work: (add link here)

⚠️ IMPORTANT NOTES

• Digital download only
• No physical product
• For personal use only
• Not financial, legal, or accounting advice

⭐ PERFECT FOR

• Beginners starting budgeting
• Couples managing shared finances
• Anyone tracking expenses & bills
• Users who want insights, not just numbers
• People who want a smart finance system

💡 This is more than a budget tracker.
It’s a smart financial companion built to grow with you.

👉 Get the Planner here:
https://www.etsy.com/in-en/listing/44...