Jake From Home Loans
Jake Kurtz
Loan Officer NMLS 2117984
American Pacific Mortgage NMLS 1850
www.nmlsconsumeraccess.org
Equal Housing Opportunity
Licensed by the Department of Financial Protection and Innovation under the CRMLA
Helping you understand what goes into the mortgage process, before you sign on the dotted line.
Stop Believing Online Rate Quotes — Here’s What Actually Determines Your Rate
What Lenders WON'T Tell You About 50 Year Mortgages
Are You READY for the 2026 Dream For All Lottery?
5 things I Learned Buying My First Home (as a Mortgage Lender)
Is Refinancing Your Home Really Worth It in 2025?
HELOC or HELOAN? How to Use Your Equity Without Losing Your Low Rate
Why USDA Loans Don’t Work in California (And What Actually Does)
The 3 Types of USDA Loans (And Why Most YouTube Videos Get It WRONG)
Want to buy a new home BEFORE you sell your current one?
Golf + Insurance Talk: What REALLY Impacts Your Home Insurance Costs
How to buy a home in CA for less than $10k (2025 Update)
Is Cash-Out Refinancing REALLY a Smart Financial Move?
Is Zillow Lying to you STILL?? Updated 2025
Mortgage Myths and Mountain Biking: a mortgage video that may actually entertain you.
Don't miss out on these First time buyer programs in Placer County!
The USDA Construction Loan Reality Check – What They Don’t Tell You
USDA Isn’t Your Only Zero-Down Option—Meet Down Payment Assistance!
This is the BEST Amount for a Down Payment
You Could Have Bought a Home with Down Payment Assistance (BUT YOU DIDN'T)
I Was WRONG About Rate Cuts
FHA Loans: Why you should use it as a first time buyer
25 Basis Point Cut: What You NEED To Know before it happens
Why No One is Using USDA Loans: Explained
When should you get pre-Approved? It's not what you think
Pre-qualified vs. Pre-Approved: What you NEED to Understand
Everything you NEED to know About the Real Estate Process
Tired of renting? The 3 most important tips to buy a home in 2024!
$0 Down Payment Duplex in California | Insane Real Estate Deal
California Dream for all is back!!! Here are the details
Market Maelstrom: Buckle Up for a Real Estate Rollercoaster