Pre-qualified vs. Pre-Approved: What you NEED to Understand
Автор: Jake From Home Loans
Загружено: 2024-06-17
Просмотров: 86
In this video, I dive into the essential differences between mortgage pre-qualification, pre-approval, and the most robust underwritten pre-approval. I explain how each one works, the documentation required, and their importance in securing a real estate offer whether you use an FHA or a Conventional Loan. By the end, viewers will understand why underwritten pre-approval is the most secure option and how it can make their offer more competitive. Additionally, I highlight the importance of getting pre-approved not just when ready to buy but also as a preparatory step. I offer to assist first-time buyers with mortgage pre-approval and share some hacks to navigate the real estate market. Don’t forget to like, subscribe, and hit the notification button for more educational content.
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Jake Kurtz
American pacific mortgage
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NMLS 2117984
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00:00 Introduction to Mortgage Applications
00:22 Understanding Pre-Qualification
01:10 The Importance of Pre-Approval
02:23 What is an Underwritten Pre-Approval?
04:39 Conclusion and Final Tips
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