Long-term Disability Appeals – Fact or Fiction - Disability Law Show S7 E16

LONG-TERM DISABILITY APPEALS FACT OR FICTION on the Disability Law Show with Disability Lawyer and Partner Tamar Agopian. Learn how to fight back against the insurance company and get what you're owed on Season 7 Episode 16 of the only disability law show on TV in Canada.

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0:00 Intro

1:40*Complex medical condition denied LTD*
I worked for over a decade before having an accident and injuring my ankle. I was eventually diagnosed with complex regional pain syndrome. After years on long-term disability, my insurer suggested another position I could work in, which seems exactly the same as my current job. What can I do?

10:02*Applying for LTD after short-term disability*
I have been on short-term disability due to a visual impairment. While I’m continuing to undergo treatment, my doctor still believes I am unable to work and should apply for LTD. If the application process does not go well, and I return to work, what should I be aware of?

Long-term Disability Appeals – Fact or Fiction?
14:491️⃣ You must appeal a denial through your insurance company before taking legal action.
18:152️⃣ Filing multiple appeals increases your chances of getting benefits.
20:313️⃣ There’s a time limit to take legal action after your claim is denied or cut off.

23:31 Surveillance leads to the cut off of disability benefits
I’ve been on LTD for almost a year because of chronic back pain and mobility issues. I just found out my insurance company hired someone to spy on me. They sent a letter saying they have photos and video showing I’m more active than I claimed. I was just doing basic things, like getting groceries, but now they’re saying I’m not really disabled. Can they cut off my benefits over this?

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