Proving Ownership of the Debt - How Big a Deal is That?

For an overview of the whole debt collection industry and process, go here: https://yourlegallegup.com/blog/overv...

Here's the link to "The Most Dangerous Myth" referred to in the video:    • The Most Dangerous Myth for People Sued by...  

To see the compete article on which this video is based, go here: https://yourlegallegup.com/blog/provi...

There is also a description of a new approach, which will be introduced with a set of three videos. Those will be linked here when they are ready, shortly. The first of those videos will be published for public view, so if you are subscribed, you should get it wen it comes out.

In this video we consider how important proving ownership of a debt is and how hard it is for a debt collector to prove it. Spoiler alert: it is important, but not hard. Still, sometimes debt collectors don't manage it, and that should result in the case being dismissed.

When the debt has been sold more than once, each transaction should show a valid proof of purchase - a "chain of title." And failing that, the suit should be dismissed.

But it isn't always dismissed, and that brings up the larger point, which is that as a pro se defendant, you must always be trying to defeat the debt collector's case at EVERY weak point. There are many, and your job is to nail them all. Rea debt defense requires working hard to find and demonstrate weaknesses in the other side's case and never being satisfied till you've got them all, since anything else leaves your victory to the hope the court did the right thing.