Is Private Health Insurance in Germany Worth It? Ottonova Expert Explains 🤩

Health insurance in Germany is mandatory! Here's everything you need to know—from costs and coverage to how pre-existing conditions are handled and why switching to private health insurance in Germany may save you thousands! 🤑

Book a free consultation with Ottonova and check out their expat health insurance here ➡️ https://bit.ly/ottonova-for-expats

Ottonova health insurance explained by health insurance expert, Oleksandra ✅

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MY TIPS FOR LIVING IN GERMANY ✅

💵 My Bank: https://bit.ly/3JczUH7
📱My Phone Plan: https://bit.ly/3C1IY0e
💡My Electricity Plan: https://bit.ly/3J5idcp
🏠My Liability & Contents Insurance: https://bit.ly/42Plnsr
🏥 My Health Insurance: https://bit.ly/306x1jZ
📚How I Learn German: https://bit.ly/3XtuwmL

DISCLAIMER: Links included in my descriptions are sometimes affiliate links. If you purchase a product or service with the links that I provide, I may receive a small commission - which helps me continue to build the platform & community. There is no additional charge to you!

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00:00 - Why switching to private health insurance might be worth it
01:14 - Intro chats
01:37 - Who is eligible for private health insurance in Germany?
02:45 - How much does private health insurance in Germany cost?
03:59 - Does private health insurance make sense for expats?
05:09 - Do private health insurance costs increase with age?
06:12 - Are there additional hidden costs with private health insurance?
07:45 - Are pre-existing conditions covered with private health insurance?
09:27 - Can I add family members to my private health insurance plan?
11:17 - What is 1 parent is publicly insured and 1 parent is privately insured in Germany?
12:38 - How do I switch from public to private health insurance?
16:04 - Can I switch back to public health insurance if I want?
18:24 - Explaining the decreased cost with Ottonova (AKA. premium relief component)
21:47 - What are the benefits of choosing Ottonova as my health insurance provider?
23:14 - Outro Chats