Retirement Planning With Monte Carlo: Are You Leaving Money On The Table?

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Monte Carlo simulations are often used in retirement planning, but they come with significant flaws that could put your financial future at risk. In this video, I’ll break down the biggest pitfalls of relying on Monte Carlo projections and introduce a modern, risk-based income guardrails approach that offers more flexibility, clarity, and confidence in your retirement plan. Don’t leave your retirement up to chance—learn how to build a plan that adapts to your needs.

TIMELINE

0:00 Intro
0:55 What is Monte Carlo?
1:50 Probability of Success
3:09 Example
6:30 Retirement Income Guardrails
8:18 Stress Test
9:50 Spending Capacity vs. 4% Rule



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#montecarlo #retirement #guardrails #financialplanning


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⚠️DISCLAIMERS⚠️

This content is educational and not tax, legal, or investment advice

Past performance is no guarantee of future results.


Investing risks include loss of principal and fluctuating value. There is no guarantee an investment strategy will be successful.

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