Your Spouse Is Retiring... Now What?

Are you or your spouse getting ready to retire? Reach out at https://www.bluechippartners.com

In this episode of Blue Chip Chats, Gina De Girolamo, CFP®, sits down with fellow financial planner Scott Foret to talk about what happens when your spouse is retiring — and how to navigate that major life transition together.

When one partner steps away from work, it’s not just a financial shift — it’s a change in routines, roles, and daily rhythms. Gina and Scott unpack both the emotional and practical sides of this moment, from adjusting to new schedules and shared space to managing the financial transition from saving to spending.

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Timestamps:
00:00 — Welcome to Blue Chip Chats
00:55 — The Emotional Shift of Retirement
Scott explains how retirement marks a major life change — especially when one spouse is still working.
02:40 — The Financial Transition: From Saving to Spending
How to adjust your mindset when income stops and withdrawals begin — and why confidence in your plan matters.
04:40 — Balancing Time Together vs. Time Apart
How couples can support each other’s interests while maintaining independence and harmony.
05:20 — The Money Mindset Shift
Scott talks about the emotional challenge of spending money you’ve worked so hard to save — and how the right plan helps.