FHA Manufactured Home Loans Explained

FHA Manufactured Home Loans explained step-by-step. If you’re buying or refinancing a HUD-code manufactured home (built on or after June 15, 1976) and plan to live in it as your primary residence, this video walks you through eligibility, property and borrower requirements, down payment options (as low as 3.5% with qualifying credit), and refinance paths (FHA Streamline and rate-and-term). You’ll also learn the common deal-killers—like missing HUD tags, non-compliant foundations, or leased-land issues—and how to avoid them.

What you’ll learn

FHA rules for manufactured homes: HUD tag, data plate, permanent foundation, real-property title

Borrower basics: income/DTI, credit, down payment, FHA MIP

Purchase roadmap: pre-approval → property verification → appraisal/title → closing

Refinance options: FHA Streamline (no cash-out) and rate-and-term

Pitfalls to avoid: tags, foundation, lease terms, appraisal comps

Who this helps
Homebuyers and homeowners in Delaware and Maryland (and nearby areas) exploring FHA manufactured home financing for a primary residence.

Chapters
00:00 Hook
00:25 Intro
00:45 What FHA Can & Can’t Do
01:40 Property Requirements
03:05 Borrower Requirements & Down Payment
03:55 Purchase Roadmap
04:50 Refinance Options
05:40 Pitfalls & How We Help
06:25 How to Start

Get help now
Apply Online – https://delawaremortgageloans.net/apply

Full Guide – https://delawaremortgageloans.net/fha...

Call – 302-703-0727

Book your free mortgage consult below and find out how much you could save.

Programs and guidelines subject to change and individual qualification. FHA financing is for primary residences only. Not a commitment to lend.

#FHAManufacturedHome #ManufacturedHomeLoans #mortgageeducation #johnthomasteam

John R. Thomas
NMLS 38783
Primary Residential Mortgage, Inc.