CPP at 60, 65 or 70? The BEST Time to Apply for Maximum Pension in Canada!

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CPP at 60, 65 or 70? The BEST Time to Apply for Maximum Pension in Canada!

Which age truly gives seniors the highest CPP benefit — 60, 65 or 70?
This video breaks down everything in simple and clear language so seniors can make the smartest retirement decision.

In today’s video, we answer one of the most important questions for seniors in Canada:
👉 Should you start CPP at 60, 65, or 70?
👉 How much money will you REALLY get at each age?
👉 Which age gives you maximum monthly income and maximum lifetime benefit?

Most seniors don’t realize the huge difference in pension amounts between early CPP and delayed CPP. Starting at the wrong age can cost you thousands of dollars over your lifetime.
This video gives you a complete, honest, and simple breakdown of what actually happens at each age — 60, 65, and 70 — and how it affects your financial future.

📘 In This Video You Will Learn:

✔ How CPP works in Canada (simple explanation)
✔ How much you lose if you take CPP at 60
✔ Why taking CPP at 65 is the standard choice
✔ How delaying CPP until 70 can increase your pension by up to 42%
✔ Real examples of CPP at different ages
✔ What seniors misunderstand about early vs delayed CPP
✔ How your health, savings, and job situation affect the right choice
✔ Whether CPP at 60 makes sense for low-income seniors
✔ Whether CPP at 70 makes sense for healthy seniors with savings
✔ The smartest way to plan your retirement income
✔ How to avoid the most common CPP mistakes made by seniors in Canada

This video explains everything in simple English, so all seniors, families, and new immigrants can easily understand how to maximize their CPP benefits.

📌 Why This Topic Matters

Choosing the wrong CPP age can cost seniors $100,000+ over their retirement.
Most people don’t know:

How much CPP actually increases every year you delay

When early CPP is the right choice

When delaying CPP gives the highest lifetime payout

How to match your CPP decision with your income, job, and health

This video gives you the full picture so you can choose the age that fits your life and gives you the most money.

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