TurboTax vs a CPA - Who Should File Their Own Taxes and Who Shouldn’t

Every year people ask the same question:
“Do I really need a CPA, or can I just use TurboTax?”

The honest answer is this:
For some people, TurboTax is perfectly fine.
For others, it’s the most expensive mistake they’ll ever make.

This video explains how to tell which side you’re on before you file.

TurboTax isn’t bad software.
But it doesn’t make decisions for you — you do.
It only asks questions and files whatever answers you give it.

If you don’t fully understand:
• where your income comes from
• how it should be reported
• what counts as business vs personal
• or how one change affects the rest of your return

then software can quietly lock in costly mistakes — with your signature on them.

In this video, I break down:
• Who TurboTax actually works well for
• When people outgrow it without realizing
• Why “it asked me” doesn’t mean it was handled correctly
• What a CPA actually does that software never will
• The real cost comparison between DIY software and professional help
• Why audits aren’t about software — they’re about reporting logic
• Why self-employed taxes are a completely different game

This isn’t about fear.
It’s about judgment.

The real question isn’t whether TurboTax can file your return.
It’s whether you understand your taxes well enough to know if what you’re filing is correct.

This channel exists to help you understand how taxes actually work — so you stop guessing every April.

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⚠️ DISCLAIMER

This video is for educational and informational purposes only.
It does not constitute tax, legal, or financial advice.
Tax situations vary widely, and examples discussed may not apply to your specific circumstances.
Always consult a qualified tax professional regarding your individual tax situation before filing or making tax-related decisions.

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#taxes #turbotax #cpa #selfemployedtaxes #taxmistakes #taxplanning #personalfinance