Why People Keep Booking Trips With $0 Saved…

People are going BROKE for vacations… and somehow this is becoming normal.

In this video, we’re reacting to the wildest “travel while broke” content on the internet — from maxing out credit cards, to financing trips with payment plans, to people booking vacations with basically $0 saved… and then acting shocked when it blows up their life.

VACATION DEBT IS EXPLODING
More and more people are treating travel like a basic human right — even if it means:
• Putting the entire trip on a credit card
• Using BNPL / payment plans to “afford” it
• Leaving with $8 in their bank account and hoping it “works out”

THE SAME PATTERN KEEPS HAPPENING
Step 1: Someone wants a vacation
Step 2: They can’t afford it
Step 3: They charge it anyway
Step 4: They come home to real life (bills, debt, stress)
Step 5: They panic and complain online

TRAVELING YOUNG VS. TRAVELING SMART
A lot of people argue that traveling broke in your 20s is the “best time of life”…
But there’s a difference between budget travel and financially nuking yourself.

Because once your finances are wrecked, it can take YEARS to climb out — and life always hits you with unexpected expenses when you least expect it.

VACATION SCAMS ARE EVERYWHERE
It’s not just overspending — travel scams are getting out of control:
• Fake travel agents stealing tens of thousands of dollars
• Airline miles getting hacked and drained
• “Friends” running up expenses, then refusing to pay you back

THE COST OF VACATIONS IS INSANE
Some of these trips are straight-up financial disasters:
• Disney cruises costing $4,200+ for a family
• People spending $7,500+ and defending it as “worth it”
• Families casually normalizing $10,000 vacations like it’s no big deal

WHAT ACTUALLY WORKS (WITHOUT GOING BROKE)
If you want to travel without destroying your finances:
• Don’t finance vacations with debt
• Keep an emergency fund before you leave
• Use refundable flights when possible
• Don’t trust “it’ll work out” as a plan
• Stop trying to flex vacations for people who forget your post in 10 seconds

00:00 Vacations People CAN’T Afford (Hostels + Disney Cruise)
00:24 Everyone’s Taking Trips With $0 Saved…
01:19 The 3-Step Vacation Debt Cycle (Every Time)
01:45 “Best Time To Travel Is When You’re BROKE”… Really?
02:45 Reality Check: Why Money Still Matters (Life Emergencies)
03:46 “Who Else Vacations Broke?” + Bali Story
04:47 Travel Young vs Save First (Comment Section Debate)
05:56 Why “Travel Now, Pay Later” Is Ruining People
08:30 “I’m Delusional” Traveling Mindset (And The Consequences)
10:18 Don’t Envy Vacations (Unemployment Money + Crime)
10:24 Travel Agent Scam: Fake Cruises & Stolen Money
11:20 Airline Miles Hacked: Stolen First Class Trip
13:04 Getting Scammed By Your Own Friends On Trips
15:48 Disney Cruise Prices Are INSANE ($4K–$7.5K+)
18:48 “Put It On A Payment Plan” Culture Is Out Of Control
20:03 Final Message: Be The Exception (Stop Vacation Debt)
20:34 Outro + Next Video