How to Reduce the Work and Time Needed to Self-Manage Your Own Investments in Retirement.

Discover investment strategies and funds that can simplify your portfolio management in retirement. By simplifying your holdings and using set it and forget it funds, including target date funds, balanced funds, and lifecycle funds, you can be a DIY investor. Learn about specific funds that rebalance automatically, helping you reduce your dependency on financial advisors and their 1% annual fees.

I discuss tips for using your 401(k)'s target date funds, as well as the Fidelity Asset Manager series and the Fidelity Puritan Fund. I also discuss Vanguard's LifeStrategy funds as well as the Wellesley Income and Wellington funds.

00:00 Introduction to Self-Managing Your Portfolio
00:20 Tax-Efficient Withdrawal Strategies
00:39 Set It and Forget It Investments
01:01 Understanding Target Date Funds
02:09 Balancing Your Portfolio
03:15 Self-Rebalancing Funds
04:19 Vanguard Fund Options
04:59 Conclusion and Final Thoughts

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This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. We do not provide tax preparation or legal services. Always consult with your CPA or attorney regarding your specific situation.