WHY IRS Taxes Your 401k Even If You Are LOOSING Money - Protect Your Investments

Friends, the math is brutal: if your portfolio grows 4% and inflation runs at 4%, you've made ZERO real profit. But the IRS doesn't care—they tax you on that nominal gain anyway. Over 25 years, this "inflation tax" can vaporize $383,490 from your retirement.
The OECD just confirmed US growth is crashing to 1.6% while inflation stays stuck at 4%. This is the opposite of the last 40 years. The 4% withdrawal rule? It fails in 18 years, not 25. Meanwhile, 639 "zombie companies" in the Russell 3000 can't even pay interest on their debt, and 29% of all junk bonds must refinance by year-end—at DOUBLE the interest rate.
We break down:
→ The "Nominal Mirage" destroying retirement plans
→ Why the 2% inflation target was always fiction
→ The $38 trillion debt spiral with no exit
→ The "Refinancing Wall" hitting in 2025
→ The choice between paper wealth and real assets
The convergence is here. The window for preparation is closing.

DISCLAIMER:
This content is for educational and informational purposes only and should not be construed as financial, investment, legal, or tax advice. I am not a financial advisor. All investment decisions carry risk, including the potential loss of principal. Past performance does not guarantee future results. Always consult with a qualified professional before making any financial decisions. The views expressed are my own analysis and interpretation of publicly available data.

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#inflation #retirement #gold #investing #stockmarket #bonds #financialcrisis #interestrates #debt #recession #401k #retirementplanning #economics #silver #taxplanning