Q4 2025 Mortgage Outlook | Rates, Refis, Time Management & Holiday Productivity

Q4 2025 is shaping up to be a pivotal moment in the mortgage market, and smart loan officers know that preparation now sets you up for success in 2026. In this episode of Market Shares, Tony Blodgett breaks down everything you need to know to finish the year strong: interest rate trends, refinance opportunities, database management, time management, and staying productive during the holidays.

Whether you’re a mortgage professional, loan officer, or real estate partner, this episode is packed with actionable strategies to protect your clients, grow your business, and capitalize on what could be a busy, transitional market.

📌 Topics We Cover:
The BIG mortgage shift in Q4: interest rates, jobs reports, Fed meetings, and refinance opportunities
How to organize and leverage your database to stay top of mind with clients
Time management strategies to stay productive even during seasonal slowdowns
Maintaining and growing relationships with referral partners and real estate agents
Planning holiday work schedules to finish the year strong without burnout
Mindset shifts and strategies to position your business for success in 2026

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Tony Blodgett CMB NMLS# 72161 Company NMLS ID# 6606 Equal Housing Lender. Washington Consumer Loan Company License #CL-6606

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CHAPTERS
#1. 0:00 The BIG Mortgage Shift Coming in Q4 | Interest Rates, Refis & Market Outlook 2025
#2. 3:57 Master Your Database NOW | How to Stay Top of Mind in a Shifting Market
#3. 8:39 Time Management & Prep for a Busy Mortgage Market
#4. 13:00 How to Stay Productive During the Holidays | Finish Q4 Strong & Prepare for 2026
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