Hired vs Non-Owned Auto Liability Explained (Real Claim Mistakes I See)
Автор: Insurance for Entrepreneurs
Загружено: 2026-01-06
Просмотров: 27
Hired and non-owned auto liability insurance is one of the most misunderstood coverages I see — especially with nonprofits, home health agencies, and organizations that rely on employees or volunteers to drive.
In this video, I explain:
• What hired auto liability actually covers
• What non-owned auto liability does (and does NOT) cover
• Real claim mistakes I’ve seen that caused coverage denials
• Why volunteers’ and employees’ personal auto insurance always comes first
• The minimum liability limits insurance companies expect to see
• Why compliance and insurance verification matter more than most organizations realize
If your organization has:
• Employees driving their own cars for work
• Volunteers transporting people
• Executives renting vehicles for business travel
• Caregivers driving to client homes
…this coverage matters more than you think.
If you have questions about how this applies to your organization, my contact info is
insuranceforentrepreneursdh@gmail.com
301-526-2046
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