Why Indians Can’t Afford Homes in 2025

Even high earners in India are being priced out of the housing market. In Mumbai, housing prices in 2025 mean it would take 100+ years of savings to buy a modest 1,000 sq ft flat. In Delhi NCR, the real estate bubble is just as bad.

Here’s the reality of the Indian middle class housing crisis:

Real estate prices in India 2025 have doubled compared to a decade ago.

Affordable housing in India has shrunk by 36% in just two years.

Even those earning ₹20 lakh/year struggle to buy a home without falling into the home loan EMI trap in India.

So, why are homes unaffordable in India? Incomes haven’t kept pace with prices, investors drive up demand, and the supply of affordable homes keeps shrinking.

But there are smarter paths:
✔️ Understand the buy vs rent India debate — renting intentionally can protect your finances.
✔️ Explore tier-2 city real estate in India — Indore, Mysore, Coimbatore are among the best cities to buy property in India.
✔️ Learn how to afford a house in India without sinking into debt — through SIPs, REITs, and disciplined investing.

👉 Do you think homeownership in India has become a luxury for the rich? Drop your thoughts in the comments.

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