Should You Use Real Estate in Retirement | Tax Smart Alternatives You Need to Know

Is real estate the best way to save taxes and build wealth as you approach retirement or could it actually complicate your plan?

In this video, we break down when real estate makes sense in retirement, when it does not, and what other tax efficient strategies may be a better fit depending on your goals, risk tolerance, and lifestyle.

At INVESTOR FRIENDLY CPA®, we help investors, professionals, and retirees reduce taxes, maximize cash flow, and build generational wealth through proactive planning.

In this video, you will learn:
1. How real estate creates tax efficiency through depreciation and long term planning
2. When buying or holding property near retirement may increase risk
3. Why liquidity and time horizon matter more as you retire
4. Tax efficient alternatives to real estate including Roth conversions, dividend income, municipal bonds, REITs, and annuities
5. How to sequence withdrawals from taxable, tax deferred, and Roth accounts to reduce lifetime taxes
6. How step up in basis, trusts, and gifting strategies support generational wealth planning.
7. How to combine multiple strategies for flexibility and long term security

Real estate can be a powerful retirement tool, but it is not the only path. The key is using the right mix of strategies to fit your income needs, tax situation, and legacy goals.

If you want personalized guidance on choosing the best entity for your taxes and long-term wealth plan, schedule a free consultation with IINVESTOR FRIENDLY CPA® below.
https://calendly.com/clients-ifc

Make sure to like, subscribe, and share for more content on real estate tax strategies and how to build generational wealth.

Timestamps:
0:00 – Is real estate the key to tax savings in retirement
0:07 – When real estate makes sense and when it does not
0:56 – Why real estate can be tax-efficient in retirement
1:01 – Depreciation benefits explained
1:21 – Using 1031 exchanges strategically
2:17 – Liquidity risks of real estate in retirement
2:46 – When real estate may complicate your plan
2:51 – Tax efficient alternatives to real estate
2:52 – Roth conversions in early retirement
3:08 – Dividend stocks and ETFs
3:27 – REITs for passive real estate exposure
4:01 – Why diversification matters in retirement
4:05 – Withdrawal sequencing for tax efficiency
4:12 – Managing IRA and 401k withdrawals
4:20 – Preserving Roth accounts for flexibility
4:38 – Generational wealth planning basics
4:44 – Step up in basis explained
4:51 – Trusts and gifting strategies
5:01 – Using Roth accounts for heirs
5:17 – Real estate vs alternatives for legacy planning
5:25 – Final thoughts on tax smart retirement planning

QUESTIONS AND CONTACT SUPPORT:
[email protected]

We offer a FREE consultation call, feel free to book a time that works for you using the link below so we can learn more about your needs and how we can help:
https://calendly.com/clients-ifc

Subscribe for more real estate tax tips and strategies.

📲 CONNECT WITH US:
=================
Podcast: https://open.spotify.com/show/7H8gI9K...
LINKEDIN: www.linkedin.com/company/investorfriendlycpa
FACEBOOK:   / investorfriendlycpa  
INSTAGRAM:   / investorfriendlycpa  
TWITTER: https://x.com/I_F_CPA
TIKTOK:   / investorfriendlycpa  
Blog: https://www.investorfriendlycpa.com/blog

Ashish began his career at Ernst and Young (EY), a Big Four accounting firm in Atlanta, where he worked on multiple private and publicly traded Fortune 500 companies. During his tax and accounting consultation roles, Ashish has developed a deep understanding of various complicated tax issues, tax planning opportunities, and tax-efficient real estate acquisitions. Early on, Ashish understood that most small businesses don’t have good CPA access, unlike large companies. So Ashish founded his firm to fill that void and now serves several clients who have entrusted their finances with him. He helps clients address their most significant concerns with his strategic team: mitigating taxes and preserving their wealth. He has helped countless small businesses with extremely valuable tax planning.

#INVESTORFRIENDLYCPA #taxstrategy #GenerationalWealth #RealEstateInvesting #BusinessOwners #HighIncomeTaxPlanning #FinancialPlanning #TaxPlanningTips #WealthBuilding ##PassiveIncome #EntrepreneurFinance #taxsavings #FinancialEducation #CPAInsights #SmartInvesting #TaxEfficiency #RealEstateTaxStrategy #realestateinvesting #TaxStrategy #REPS #ShortTermRental #PassiveIncome #BonusDepreciation #TaxSavings #SmallBusinessTax #Investing #BusinessDeductions #IRS #InfiniteBanking #TaxFreeWealth #WholeLifeInsurance #WealthBuilding #BusinessOwners #GenerationalWealth #FinancialFreedom