EP127 - P1: House Hacking with NACA: Teacher Graduates from Renter to Landlord in NYC

Tired of watching your rent go up while your dreams of homeownership stay out of reach? You’re not alone. Jennifer Humphrey was in the same boat—until she found a path forward through the NACA program.

In this episode, Jennifer shares how she went from renter to homeowner and landlord in NYC, all while working full-time as a teacher. By house hacking a duplex and leaning into NACA’s unique advantages—no PMI, no credit score requirement, and little to no down payment—she’s building a foundation for generational wealth, one unit at a time.

🎯 What You’ll Learn in This Episode:
🏠 How the NACA process really works—from qualification to closing
📈 Why “payment shock” savings are key to buying multifamily through NACA
🛠️ Tips for navigating delays, seller issues, and the emotional ups and downs
📚 The power of financial education, mindset, and real estate community support
If homeownership feels out of reach, this story will change your perspective. Jennifer proves that with the right plan and persistence, you can start building wealth—right where you are.
🎧 Press play to hear how she made it happen—and how you can too.

________________________________
Interested in investing in small multifamily?
Learn more about The Microfamily Mavericks mentorship program here:
https://www.microfamilymavericks.com/...

Check out our podcast website!
Thesharethewealthshow.com

Resources discussed in the episode:

NACA Homeownership Checklist
Homeownership Programs By State
________________________________

Jennifer Humphrey is a seasoned educator with over 21 years of experience in public education, specializing in writing instruction, RTI initiatives, and inclusive teaching practices. Since 2019, she has served as a SETSS provider, offering personalized support for students with diverse learning needs. Holding advanced degrees from NYU and Mercy University, Jennifer combines her academic expertise with a deep commitment to student empowerment. Beyond education, she began her journey toward financial independence in 2024 by purchasing a two-family home through the NACA program and house hacking. Her real estate goals include expanding into multifamily properties, land acquisition, and other investments to build generational wealth and long-term financial freedom.

Connect with Jennifer!

LinkedIn:   / jennifer-a-humphrey-7092a121  
Facebook Groups:
Women of Color Investing In Self, Business & Real Estate
https://www.facebook.com/share/g/1BiK...

RE-TIRE Teachers In Real Estate
https://www.facebook.com/share/g/1Ygr...


Let’s get connected!
You can find Nicole on
LinkedIn   / nicole-pendergrass  
Instagram https://www.instagram.com/nvestornikk...
Facebook   / nvestornikki  
or Visit her website https://noirvestholdings.com

LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show here.
https://podcasts.apple.com/us/podcast...

#sharethewealthshow #househacking #NACA #firsttimehomebuyer #realestateinvestingpodcast #buyahome #nycrealestate #duplexliving #financialfreedom2025 #RentToOwner #wealthbuildingtips #blackwealth