Age 55 with $3.8M: Early Retirement Case Study

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In this video, I walk you through a real-world case study of a couple planning for an early retirement at ages 55 and 57 with nearly $3.8 million saved.

Their goal is to create $12,000-$14,000 in monthly after-tax income, but without the right strategy, hidden tax and healthcare costs could jeopardize their plan.

I break down their entire 5-part plan, from creating a tax-efficient withdrawal strategy to bridge the gap years before Social Security to navigating healthcare costs and ACA subsidies.

We'll also cover the crucial "war chest" strategy designed to protect their portfolio from sequence of returns risk during the most vulnerable years of their retirement.

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Timestamps:
00:00 - The Six-Figure Retirement Mistake
01:08 - Mortgage & Debt Strategy
01:20 - Healthcare Plan & ACA Subsidies
01:42 - Tax-Efficient Income Sequencing
02:10 - The Gap Year & Social Security Strategy
03:01 - Using The Rule of 55 for Early Withdrawals
03:42 - Roth Conversion & Tax Flexibility Plan
04:57 - The "War Chest" Strategy (Critical 15)
05:36 - Understanding Sequence of Returns Risk
06:39 - Family & Inheritance Planning
07:34 - Investment Philosophy & Required Return
08:51 - Final Thoughts: Why Their Plan Works

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DISCLAIMER:

This is not financial or investment advice. This Channel is meant for EDUCATIONAL AND ENTERTAINMENT PURPOSE only. None of this is meant to be construed as investment advice, it's for entertainment purposes only.