Over 55+? Mortgage Secrets

🏡 Thinking about retirement but still have a mortgage to manage?
You’re not alone—and you don’t have to give up your home or lifestyle to enjoy your golden years. In this video, we explore how a Retirement Interest-Only Mortgage (RIO) could be the smart solution you’ve been looking for.

✅ Lower your monthly payments
✅ Stay in the home you love
✅ Free up cash for travel, family, or daily expenses
✅ Make your retirement income go further

We break down everything you need to know about interest-only mortgages for over-55s, including:

🔹 What is a Retirement Interest-Only Mortgage?
🔹 How it compares to other options like equity release
🔹 The pros and cons of paying interest-only in later life
🔹 Who qualifies and what lenders look for
🔹 Real-life scenarios where RIO mortgages make sense
🔹 The risks—and how to manage them confidently
🔹 Why this might be the key to staying in your home longer

Whether you’re approaching retirement, already retired, or helping a loved one plan their financial future, this video is packed with practical advice to help you make an informed decision.

🛠️ Need personalised advice?
Heathcote Financial Planning is here to guide you through the process, offering independent advice tailored to your needs.

📞 Get in touch at heathcotefp.co.uk or leave your questions in the comments below.

Contact us: [email protected]

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