When Milking Fees Backfires...Why Millions Are Deleting PayPal

PayPal looks fine on paper, but the story behind the scenes is rough. The company that used to make online shopping simple is now bleeding users and squeezing the ones who stay. For years, the yellow button sat on every checkout page and felt like the safest way to pay. They handled cards, currency conversions, fraud checks, transfers, even Venmo and donations. They became part of the internet itself. But once they hit that level of dominance, the experience slipped. Fees stacked up everywhere, service got worse, and customers started calling out locked accounts, missing funds, and support that goes nowhere. Merchants deal with high processing rates and long holds on their money. Regular users deal with instant withdrawal fees and hidden conversion markups. Then came the policy fiascos that made people question how much control PayPal should have over anyone’s money. Now competitors like Wise, Payoneer, Apple Pay, and Google Pay are faster, cheaper, and already inside your phone. PayPal is still huge, but the cracks are real, and for the first time ever, people are walking away.

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Timestamps:
0:00 - PayPal
0:27 - The Ubiquity Tax
5:14 - The Heavy Hand
8:59 - Besieged On Every Front

Resources:
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